Starting your journey to homeownership can be stressful, especially when there are so many things to consider throughout the process. However, if you follow our tips, you’ll find your experience will be less of a stressor and more of a breeze. A successful set of sales procedures is all about planning, organizing and managing the details, from your first home tour to move-in day. Whether you’re buying a new construction home or a used home directly from a seller, below are a few things you can expect to encounter as you embark on this wonderful new endeavor.

1. Get In Tune With Your Finances

First and foremost, you want to make sure your finances are in alignment with your dream home. At the start of sales procedures, the key things that mortgage companies look at are income, debt, down payment, and credit score. Luckily, there are all kinds of fun tools, such as online mortgage affordability calculators, that can help you determine your price range before you shop for the perfect Trumark home!

2. Research Mortgage Options

Mortgages, rates, and loan terms, oh my! There are lots of options to choose from when it comes to home loans. Make sure you take the time to get to know the different options, which vary based on your down payment and financial eligibility. The two most popular home loans among new home buyers are the 30-year fixed-rate mortgage and the 15-year loan, which typically offers you the opportunity to pay less interest—although the monthly payment will likely be more than that of a 30-year loan. Learn more about mortgages and their rates from our blog to get a better idea of what to expect.

3. Get In Touch With Our Team

The Trumark team loves to help, especially when it comes to finding the place you want to call home. When new communities are released, Trumark forms an Interest List for prospective buyers to receive emails regarding neighborhood updates and the future Model Grand Opening. When you contact a New Home Specialist, you are able to join the Interest List to streamline the entire sales process! Once on our Interest List, you’ll be notified about preview appointments and given instructions to book your time slot. This preview appointment is a special opportunity we offer our home shoppers so they can meet the amazing Sales Team, learn all about the neighborhood, anticipated pricing, and receive detailed information on the floorplans! This is where you get all your initial questions answered and learn more about the sales process so you never feel like you’re in the dark during your homebuying journey.

4. Take A Tour of Model Homes

Window shopping is beneficial, especially when you’re looking for the perfect home! If you’ve been interested in one of our neighborhoods and are on the Interest List, you’ll be notified of the Model Grand Opening date. We want all of our buyers to feel comfortable touring the way they want to shop so you can either stop by during sales hours or make a private appointment to tour in person. If in-person activities just simply aren’t your style, you can view a home through video walkthroughs, virtual reality and Matterport tours on our website! They are available for many of our communities and prospective buyers can access these online tools on the neighborhood pages of our website before models are completed or decide to visit the community in person.

5. Request First-Time Homebuyers Assistance

Trumark has New Home Specialists on site who are available to answer all of your questions and help make your journey as smooth as possible. Whether you are concerned about payment options, the type of home that’s right for you, or flexibility when it comes to finally sign on the dotted line, know that there are resources available. In addition, most states (and some cities) offer first-time homebuyer programs, which often combine low-interest-rate mortgages with down payment and closing cost assistance. Tax credits are also available with some first-time homebuyer programs.

Ready to start your homeowner journey? Visit TrumarkHomes.com to explore our floor plans, or speak directly with one of our helpful Community Representatives to find your dream home.