Offer available to new buyers who sign a new purchase agreement by 8/30/26 and close by 9/30/26. Subject to limited availability of committed funds: offer available on a first-come, first-served basis while program funds remain.  

Advertised financing is a 2-1 Temporary Rate Buydown on a 7/6 adjustable-rate mortgage. After the initial 7-year fixed period, the interest rate adjusts every 6 months based on the 30-Day Average SOFR index plus a margin of 2.75%, subject to 1% initial adjustment cap, a 1% subsequent per-adjustment cap, and a 5% lifetime cap. Maximum possible rate is 9.625%. At the maximum rate, the monthly principal and interest payment would be approximately $8,435.79 based on the example loan described below. Based on the 30-day Average SOFR index of 3.65% as of 8/6/26 plus the margin, the rate at first adjustment would be 5.625% and the monthly principal and interest payment would be approximately $5,713.15, based on the example loan described below.  

Example based on a $1,240,573 purchase price, $992,458 loan amount (20% down), minimum 760 FICO score, owner occupied single-family residence, and 4.625% note rate, 30-year term. Rate shown assumes 2.234% discount points paid at closing for 60-day rate lock; rate and points will vary based on credit score, loan-to-value, occupancy, loan amount, property type and lock period. Rate must be locked within 10 days of application. Interest rate is temporarily reduced to 2.625% in year 1 and 3.625% in year 2, then reverts to the note rate of 4.625% for the remainder of the initial seven-year fixed period, after which the rate adjusts every six months as described above. Annual percentage rate (APR) 5.743%. The annual percentage rate may increase after consummation. Monthly principal and interest payment of $3,986.21 in year 1, $4,526.12 in year 2 and $5,102.62 beginning in year 3 through the end of the initial seven-year fixed period. Payments may increase after the fixed period. Buydown funded through a seller-paid concession from Trumark Homes of $20,314.42, subject to interested-party contributions limits. Taxes, insurance, HOA fees, and mortgage insurance (if applicable) are not included in the payment examples. Available on new construction, primary residence only. Program subject to commitment availability and lock window expiration. FHA and VA loans are not eligible. All loans subject to credit approval, income verification, underwriting requirements, and applicable Fannie Mae/Freddie Mac Guidelines.   

Rates, terms, and program availability effective 8/4/2026 and subject to change without notice. Not all applicants will qualify. This is not an offer to lend. 

Trumark Homes is not a lender. This financing incentive is available through Icon Lending, LLC, an affiliate of Trumark Homes. Buyers are not required to use Icon Lending to purchase a Trumark home; however, this rate promotion is available only through Icon Lending and is not available through other lenders. The base home price is the same regardless of the lender selected. This incentive may not be combined with other seller incentives. 

Homes shown may be renderings and not represent actual homesites. Square footages may be approximate. This is not an offer to sell but is intended for information only. See a sales representative for details. Trumark Homes LLC - CA DRE #01877720. ICON Lending, LLC NMLS #2193351 (www.nmlsconsumeraccess.org). Equal Housing Lender.