* The advertised loan program is a Temporary 2-1 Rate Buydown with a 30 year fully amortizing term. Offer valid only for new buyers with new contracts signed by 08/31/2026 and that closes by 10/31/2026. Offer provides an interest rate 2% below your note rate in year 1 and 1% below your note rate in year 2. In years 3-30, the loan will move to the note rate. The advertised example is for a locked interest rate of 4.99%, the interest rate will be 2.99% for the first year (months 1-12). For the duration of year 2 (months 13-24), the interest rate will be 3.99%. In years 3-30 (the remainder of the loan), the interest rate will be fixed at 4.99%. The interest rate quoted assumes a $661,607 purchase price, 25% down payment / 75% loan-to-value (LTV), and a minimum FICO score of 780 on a primary residence using conventional financing. The 2-1 Temporary Rate Buydown program can be applied to VA, FHA and conventional loans and is subject to VA, FHA approval requirements. The cost of the 2-1 Temporary Rate Buydown is funded by a seller-paid concession of $49,841.00 and is reflected in the purchase price and is subject to maximum interested party contributions limitations. On a $496,205.00 loan (i.e., $661,607 purchase price with a 25% down payment), the APR would be 5.744% with a monthly principal and interest payment of $2,660.71 for years 3-30. APR example shown reflects conventional financing only; APR will vary for FHA and VA loans. The actual interest rate, APR and payment may vary based on the specific terms of the loan selected, verification of information, your credit history, and other factors as determined by lender. Payments shown do not include taxes, insurance or any applicable HOA fees; actual payment obligations will be greater. Private Mortgage Insurance is required if down payment is less than 20%. Not all applicants will qualify. Rates and terms are effective 8/11/2026 and are subject to change without notice. Offer requires financing through Icon Lending, LLC which is an affiliate of Trumark Homes. Buyer is entitled to finance through other lenders but will not be eligible for this promotion. Not to be combined with any other lender or seller offer. Icon Lending, LLC NMLS#2193351. Licensed by the California Department of Financial Protection and Innovation under the California Finance Lenders Law, License #60DBO155148. Equal Housing Lender. Homes shown may be renderings and not represent actual homesites. Square footages may be approximate. This is not an offer to sell but is intended for information only. See a sales representative for details. Trumark Homes LLC - CA DRE #01877720.

Offer available to new buyers who sign a new purchase agreement by 9/30/26 and close by 11/24/26. Subject to limited availability of committed funds: offer available on a first-come, first-served basis while program funds remain. Advertised financing is a FHA 30-year fixed rate mortgage with a sales price $415,000 loan amount of $407,483 (includes upfront mortgage insurance) with a 3.5% down payment, minimum 680 FICO score, owner occupied single-family residence and 4.875% note rate, 5.633% annual percentage rate (APR). Rate shown assumes 0.154% discount points paid at closing for 60-day rate lock: rates and points will vary based on credit score, loan-to-value, occupancy, loan amount, property type and lock period. Rate must be locked within 10 days of application. Monthly principal and interest payment of $2,156.44, taxes, insurance, HOA fees and mortgage insurance (if applicable) are not included in the payment examples. Available on new construction, primary residence only. Program subject to commitment availability and lock window expiration. All loans are subject to credit approval, income and asset verification, underwriting requirements and applicable FHA and VA Guidelines. Rates, terms, and program availability effective 8/26/2026 and subject to change without notice. Not all applicants will qualify. This is not an offer to lend. Trumark Homes is not a lender. This financing incentive is available through Icon Lending, LLC, an affiliate of Trumark Homes. Buyers are not required to use Icon Lending to purchase a Trumark home; however, this rate promotion is available only through Icon Lending and is not available through other lenders. The base home price is the same regardless of the lender selected. This incentive may not be combined with other seller incentives. ICON Lending, LLC NMLS #2193351 (www.nmlsconsumeraccess.org). Equal Housing Lender. Homes shown may be renderings and not represent actual homesites. Square footages may be approximate. This is not an offer to sell but is intended for information only. See a sales representative for details. Trumark Homes LLC - CA DRE #01877720.

*This is a limited-time offer (no cash value) for select homes. Trumark Homes has sole discretion to determine the brand/model of washer, dryer, refrigerator, and blinds (valued at up to $7500) when buyer uses Icon Lending, LLC (an affiliate of Trumark Homes) as the lender. Buyer has option not to accept the brands/models, and Trumark Homes may, but is not obligated to, offer a credit instead. Buyer is not required to finance through Icon Lending; financing with another lender will not qualify for this offer. Not all applicants will qualify. Offer valid only for new buyers with contracts written from 08/18/2026 to 08/31/2026 that closes by 09/30/2026. Credits may be subject to legal and loan program requirements and limitations. Interest rate and available loan products are subject to underwriting, loan qualification and program guidelines, including maximum seller contribution limitations. Cannot be used in conjunction with other promotions. Cannot be used in conjunction with other promotions. Offer may vary by community and is subject to certain terms and conditions. Trumark Homes reserves the right to modify any terms of this promotion at any time. Homes shown may be renderings and not represent actual homesites. Square footages may be approximate. Trumark Homes reserves the right to make modifications to specifications, plans, pricing, fees, designs, scheduling, and delivery of homes without prior notice. This is not an offer to sell but is intended for information only. See a sales representative for details. Trumark Homes LLC - CA DRE #01877720. Icon Lending, LLC NMLS#2193351, licensed by the California Department of Financial Protection and Innovation under the California Finance Lenders Law, License #60DBO155148.