*This is a limited time offer for select homes in select communities when buyer uses Icon Lending, LLC (an affiliate of Trumark Homes) as the lender. Buyer is not required to finance through Icon Lending; financing with another lender will not qualify for this offer. Not all applicants will qualify. Offer valid only for new buyers with new contracts written from 01/01/2026 to 01/30/2026 and that close by 02/28/2026. Interest rate and available loan products are subject to underwriting, loan qualification and program guidelines, and actual rates and payments may vary based on the terms of the loan and other factors as determined by the lender. The advertised loan program is 30 year, 7/6 adjustable-rate Conventional mortgage with an initial interest rate of 3.75% fixed for 7 years (monthly payments 1-84) (5.227% APR). Subsequent rate changes in months 85-360 are based on the fully indexed rate which was 6.550% as of 12/30/25. APR is subject to increase or decrease after closing. Interest rates after the initial period are based on rates in effect as 12/30/25 and are subject to change. The example advertised is for a locked initial interest rate of 3.75% fixed for 7 years (monthly payments 1-84) (5.227% APR). The interest rate quoted assumes a $750,000 purchase price, 20% down payment / 80% loan-to-value (LTV), and a minimum FICO score of 780 on a primary residence using conventional financing. The total loan amount is $600,000. Monthly principal and interest payments for the first seven years = $2,778.69. After the first seven years, the principal and interest payments adjust every six months based on the 30-day Secured Overnight Financing Rate (SOFR) index plus a 2.75% margin. The initial interest rate is the rate that appears on the promissory note and is the rate on which the monthly payment is based for the first 84 months. The fully indexed rate is the total of the margin + the index value. This value changes with the market and is used to determine the payment rate on each change date. The payment rate is the interest rate on which the monthly payment is based. Maximum rate increase on first interest rate change date is 5%. Maximum rate increase on subsequent rate change dates is 1%. Maximum rate increase over 30 years is 5%. The actual interest rate, APR and payment may vary based on the specific terms of the loan selected, verification of information, your credit history, and other factors as determined by Lender. Payments shown do not include taxes, insurance or any applicable HOA fees; actual payment obligations will be greater. Private Mortgage Insurance is required if down payment is less than 20%. Cannot be used in conjunction with other promotions. Offer is subject to terms and conditions. Trumark and Icon Lending reserve the right to modify any terms of this promotion at any time. Void where prohibited by law. Equal Housing opportunity. Icon Lending, LLC NMLS#2193351. Regulated by the Colorado Division of Real Estate.

**This is a limited time offer for select homes in select communities when buyer uses Icon Lending, LLC (an affiliate of Trumark Homes) as the lender. Buyer is not required to finance through Icon Lending; financing with another lender will not qualify for this offer. Not all applicants will qualify. Offer valid only for new buyers with new contracts written from 01/01/2026 to 01/30/2026 and that close by 02/28/2026. Interest rate and available loan products are subject to underwriting, loan qualification and program guidelines, and actual rates and payments may vary based on the terms of the loan and other factors as determined by the lender. The advertised loan program is 30 year, 7/6 adjustable-rate Conventional mortgage with an initial interest rate of 3.75% (monthly payments 1-84) (5.227% APR). Subsequent rate changes in months 85-360 are based on the fully indexed rate which was 6.550% as of 12/30/25. APR is subject to increase or decrease after closing. Interest rates after the initial period are based on rates in effect as 12/30/25 and are subject to change. The example advertised is for a locked initial interest rate of 3.75% (monthly payments 1-84) (5.227% APR). The interest rate quoted assumes a $750,000 purchase price, 20% down payment / 80% loan-to-value (LTV), and a minimum FICO score of 780 on a primary residence using conventional financing. The total loan amount is $600,000. Monthly principal and interest payments for the first seven years = $2,778.69. After the first seven years, the principal and interest payments adjust every six months based on the 30-day Secured Overnight Financing Rate (SOFR) index plus a 2.75% margin. The initial interest rate is the rate that appears on the promissory note and is the rate on which the monthly payment is based for the first 84 months. The fully indexed rate is the total of the margin + the index value. This value changes with the market and is used to determine the payment rate on each change date. The payment rate is the interest rate on which the monthly payment is based. Maximum rate increase on first interest rate change date is 5%. Maximum rate increase on subsequent rate change dates is 1%. Maximum rate increase over 30 years is 5%. The actual interest rate, APR and payment may vary based on the specific terms of the loan selected, verification of information, your credit history, and other factors as determined by Lender. Payments shown do not include taxes, insurance or any applicable HOA fees; actual payment obligations will be greater. Private Mortgage Insurance is required if down payment is less than 20%. Cannot be used in conjunction with other promotions. Offer is subject to terms and conditions. Trumark and Icon Lending reserve the right to modify any terms of this promotion at any time. Void where prohibited by law. Equal Housing opportunity. Icon Lending, LLC NMLS#2193351. Regulated by the Colorado Division of Real Estate.