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Buydowns

Take the Next Steps To Homeownership:
Monthly Payments as Low as $2,155**

*A loan example for an FHA 30-year fixed, 96.5% loan-to-value, loan amount of $400,947 with a 2/1 seller paid buydown program. Monthly loan payments are based on a 30-year amortization. For year 1, the interest rate is discounted to 1.875% (APR 4.785%) with a monthly payment of $1,457.04. For year 2, the interest rate is discounted to 2.875% (APR 4.785%) with a monthly payment of $1,663.50. For years 3 – 30, the interest rate is the note rate of 3.875% (APR 4.785%) with a monthly payment of $1,885.40. This example includes zero discount points and is based on a 720 FICO score. Total payment for year 1 with taxes and insurance is as low as $2,155. Rate as of 3-20-2019. Nancy Sexton, mortgage loan originator, NMLS #269061, c: (760) 846-1042, o: (760) 448-2734, e: NSexton@Homebridge.com. Homebridge Financial Services, Inc.; Corporate NMLS ID #6521 (www.nmlsconsumeraccess.org); 194 Wood Avenue South, 9th Floor, Iselin, NJ 08830; (866) 933-6342. Licensed by the Dept. of Business Oversight under the CA Residential Mortgage Lending Act. Branch Address: 5650 El Camino Real, Suite 123, Carlsbad, CA 92008; Branch NMLS #398587. This is not an offer for extension of credit or a commitment to lend. Loans are currently being closed and committed at the expressed rates; however, these rates may change or may not be available at the time of your interest rate lock-in, commitment or closing. All loans must satisfy company underwriting guidelines. Interest rates and Annual Percentage Rates (APRs) are based on recent market rates, for informational purposes only, subject to change without notice and may be subject to pricing add-ons related to property type, loan amount, loan-to-value ratio, credit score and other factors. Terms and conditions apply. Additional loan programs may be available. This is not an offer to enter into a rate lock agreement under CA law, or any other applicable law. Call for details. 03/2019. LR 2019-262. Plans, pricing and terms are subject to change without notice. Square footage is approximate. Homes shown may not reflect actual homesites for sale. CA DRE license #01877720.

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